The healthcare-focused payments processor
Built for regulated, healthcare-specific transaction flows. API-first. Infrastructure-grade.
Healthcare payments involve FSA eligibility checks, split tender across multiple cards, partial authorizations, debit routing nuance, and audit requirements that general commerce infrastructure was never designed to handle.
Engineering teams end up building healthcare logic on top of processors that don't understand it, and that creates compliance exposure, reconciliation failures, and fragility at exactly the wrong layer of your stack.
Process healthcare transactions the way they actually work
Tabz handles the payment logic that generic processors force you to build yourself. FSA eligibility, split tender, partial authorizations, debit routing — it's all managed at the processing layer so your team ships product, not payment workarounds.
Open and closed loop FSA/HSA
Both card types supported natively. No custom eligibility logic required on your end.
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Split tender across multiple cards
Patients can pay across FSA, debit, and credit in a single transaction. The orchestration happens on our side.
Partial authorization handling
When a card partially approves, the flow continues automatically. No failed transactions, no manual intervention.
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Debit routed as debit
We control classification and routing at the processing layer. No interchange misclassification, no fee leakage at scale.
Compliance-aware by default
HIPAA-aware data handling, PCI scope containment, tokenization, and audit-ready logs are built into every transaction, not added on.
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Connects to the systems you run
Pre-built connectors to PioneerRx, PKSoftware, Keycentrix, Computer-Rx, and others. Transactions align with your existing workflows from day one.
How the Tabz API works
One integration. Every layer of healthcare payment infrastructure handled for you.
API Gateway
Authenticates via API keys or OAuth
Validates and versions every request
Handles rate limiting and idempotency
Payment Orchestration
Detects payment method and routes accordingly
Coordinates split tender across multiple cards
Manages partial authorizations, retries, and fallbacks
Healthcare Logic
Handles open and closed loop FSA/HSA natively
Validates eligibility and maps authorizations to healthcare-specific rules
Tags transactions for compliance and manages edge cases
Compliance and Security
Contains PCI scope and manages the tokenization vault
Stores data with encryption and access controls
Maintains audit-ready transaction logs
Integration Connectors
Connects directly to payment and FSA networks
Integrates with pharmacy management systems
Eliminates middleware between transactions and your existing systems
Built for operators in regulated healthcare
If your platform touches healthcare transactions, you need processing infrastructure that understands the environment you operate in.
Digital health platforms
Accept FSA/HSA and split tender without building the logic yourself. Stay compliant across every transaction without expanding your compliance scope. Connect payments to the rest of your product stack through a single API.
Telehealth companies
Collect payment at the point of care across any payment type. Handle partial authorizations and card declines without manual intervention. Maintain audit-ready transaction records without additional infrastructure.
Healthcare marketplaces
Process transactions across multiple providers and payment types in one place. Route debit and credit correctly at scale without fee leakage. Reconcile across your marketplace with clean, structured transaction data.
Pharmacy networks
Integrate directly with your existing pharmacy management systems. Handle FSA/HSA eligibility natively without middleware. Manage settlement, chargebacks, and risk without building your own operations.
Tech-enabled providers and healthcare software vendors
Embed regulated payment processing into your product without becoming a processor. Reduce the compliance surface area your team is responsible for.
Ready to integrate?
Talk to our team about your transaction environment. We'll walk you through the API, answer your compliance questions, and get you into sandbox within days.
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